Business Solutions Provider

Would you please recommend a hosted VoIP solution for my small business?
I’m ready for hosted VoIP at my office. I don’t have money to waste and I’m shopping for the best price and features for my dollar. I’m looking for less than $40 per month per user for the deluxe/full features plan. I’m looking at several companies. Ideally, there’s no (or few) minimum user requirements and no requirement for using this same company’s high-speed internet access, unless it’s better priced than my business cable internet. It must be a hosted solution. Are there any issues or items or fine print (“wish I would have known before”) that we should consider before getting hosted VoIP? Any sites that rank national providers, features and pricing? Would you please recommend a hosted VoIP provider/solution for my small business? I could use the help in making the best decision.
Folks, this is for business, so I’m not looking for a free service and since it’s business class, there won’t be any issues with voice quality. I don’t have a residential internet speed here.
You can visit this site it has lots of great information on free voip calls
http://voipsms.blogspot.com
Cisco: the Business Solutions Provider?